Jet Ski/PWC Insurance

Jet SkiWe have researched the market and found that the following insurer offers very competitive online premiums:

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Buying a Jet Ski/PWC can be a significant financial investment and it is important to ensure that you can compare Jet Ski/PWC insurance quotes so that you can get the best price for the insurance cover you need.

Jet Ski/PWC insurance is a specialist class of insurance which most of the big brand insurance companies won't insure and we aim to help you compare JetSki/PWC insurance quotes from leading insurance providers.

The key elements of JetSki/PWC insurance to look out for include:

  • Comprehensive Cover – where possible you should try and insure your Jet Ski/PWC for “comprehensive” cover which includes insurance for accidental damage, theft and malicious damage/vandalism
  • Transit Cover – check that full cover applies whilst the Jet Ski/PWC is in transit on a trailer
  • Third Party Liability Insurance – you should obtain a minimum of £1m Third Party Liability insurance for your Jet Ski/PWC as this is the minimum requirement for may harbours, marinas, or water authorities and to ensure you have adequate insurance cover in the event of injury to a third party or damage to their property whilst you are using your Jet Ski/PWC
  • Waterskiing – if you plan to use your Jet Ski/PWC for waterskiing make sure that you declare this when obtaining your Jet Ski/PWC insurance quote and check that cover is included with your quotation
  • Towing Toys – if you plan to use towing toys with your Jet Ski/PWC e.g. inflatable rings, bananas etc make sure that you declare this when obtaining your Jet Ski/PWC insurance quote and check that cover is provided as some insurers specifically exclude this
  • Racing – if you plan to go racing in your Jet Ski/PWC ensure you declare this when obtaining your Jet Ski/PWC insurance quote as it may affect your quotation
  • Chartering/Commercial Use – if you are planning to use your Jet Ski/PWC for commercial purposes e.g. to hire it out then make sure that you declare this when obtaining your Jet Ski/PWC insurance quote as otherwise cover may be excluded
  • Age and Experience – some insurers will only offer JetSki/PWC insurance for individuals of a certain age or experience e.g. drivers over 21 holding an RYA PWC certificate
  • UK Registration – most UK insurers will only provide insurance for your Jet Ski/PWC if it is registered in the UK
  • Territorial Limits – check that your Jet Ski/PWC insurance quote covers all of the territorial waters that you plan to sail in

If you are looking for cheap Jet Ski/PWC insurance quotes then there are a number of ways you can save money on your caravan insurance:

  • Excess - opting for a higher excess will save you money on your JetSki/PWC insurance quote
  • Storage - insurance premiums can vary according to where your Jet Ski/PWC is stored e.g. approved storage locations rather than at home
  • Manufacturer - Jet Ski/PWC insurance quotes can also depend upon the make of Jet Ski/PWC as some insurers offer discounts for specific makes of Jet Ski/PWC e.g. Sea Doo and so you may want to obtain insurance quotes before buying your Jet Ski/PWC
  • Qualifications - insurers will generally also offer cheap Jet Ski/PWC insurance quotes if you have a relevant qualification e.g. discounts can be available for RYA PWC certificate holders
  • No Claims Bonus - you can also receive a discount on your JetSki/PWC insurance quote for more than one year's claim free jetskiing