Customer Area

Geo Holiday Home Insurance

Holiday Home

The Geo (formerly Towergate) Holiday Home insurance policy is underwritten by leading A Rated insurers with more than 30 years experience within this sector.

Quality cover is offered for holiday homes and second homes in the UK.

For policies incepted or renewed on or after 1st August 2022:

For policies incepted or renewed on or after 1st January 2022:

For policies incepted or renewed on or after 1st May 2021:

For policies incepted or renewed on or after 1st July 2020:

For policies incepted or renewed on or after 1st January 2020:

Please ensure that you review the holiday home insurance documentation before you take out a policy to ensure that it fulfils your specific insurance requirements.

Key Features and Benefits

The Geo Holiday Home Insurance policy is specially designed for UK Holiday Homes and includes some key features and benefits that you won't find included on a standard UK Home insurance insurance policy including:

  • Cover for the Holiday Home whilst it is used by friends, family and/or is commercially let.
  • Option for Accidental Damage cover - even for damage caused by tenants where a signed rental agreement is in place.
  • Loss of hiring charges up to 20% of the buildings sum insured.
  • £5 million Public Liability cover which is essential when letting out a property.
  • £10 million Employers Liability cover for domestic staff such as cleaners.
  • £250 included for Pedal Cycles.
  • Loss or damage caused by electrical power surges.
  • 24 Hour Domestic Emergency Helpline.
  • 24 Hour Legal Advice Helpline.
  • Policies underwritten by a leading A Rated insurers.