Geo Specialty Holiday Home Insurance (was KGM Holiday Home)

The Geo Specialty Holiday Home insurance policy is underwritten at Lloyd's and offers insurance for holiday homes and second homes in both the UK and Europe.

Links to their holiday home insurance policy documentation are provided below:

For policies incepted or renewed on or AFTER 1st February 2024

For policies incepted or renewed BEFORE 1st February 2024

Key Features

Comprehensive cover including fire, storm damage and much more.
Damage caused by the escape of oil or water automatically included
Subsidence cover for UK, Spain & Portugal
Loss of rent or alternative accommodation costs
Public liability indemnity up to £5,000,000
Emergency travel cover

Standard Limits

60 day un-occupancy period
£2,000 for emergency travel cover
£500 for accidental damage to domestic oil pipes, underground water-supply pipes, underground gas pipes and underground cables
£3,000 for theft or attempted theft from outbuildings & garages
£3,000 for damage to Garden Furniture
£5m legal liability limit for accidents to domestic Staff
£300 for Money & Credit Cards

Optional Extras

Accidental damage to both building and contents
Let property up to 35 weeks a year
Household goods and personal property within the home
Accidental damage to televisions, audio and video equipment and computers
Theft of contents in outbuildings
Garden furniture up to £1,000
Domestic freezer contents up to £500

Please ensure that you review the holiday home insurance documentation before you take out a policy to ensure that it fulfils your specific insurance requirements.

Geo Specialty Holiday Home Insurance (was KGM Holiday Home)

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