ACI Holiday Home Insurance
The ACI Holiday Home insurance policy offers quality insurance for holiday homes and second homes within both the UK and Europe.
Links to important policy documentation are provided below:
Key Benefits of the ACI Holiday Home Insurance can include:
- Loss or damage to Buildings and/or Contents caused by fire, lightning, explosion, aircraft, smoke, earthquake, storm, hail. flood, weight of snow or avalanche, escape of water or oil from a fixed installation, theft, vehicles or animals, riot, malicious acts, breakage of television or radio aerials or satellite dishes and their fittings and masts, falling trees, telegraph poles or lampposts and subsidence, landslip or heave (subject to country/location)
- Emergency Travel cover for up to two £300 air tickets to the private residence and up to £400 for temporary accommodation if loss or damage results in the private residence becoming uninhabitable – limited to £1,000 any period of insurance
- Optional Accidental Damage cover for Buildings and/or Contents (other than damage caused by tenants)
Additional Buildings Cover
- Cost of alternative accommodation or loss of rent up to 10% of the total buildings sum insured
- Tracing and accessing leaks up to £1,000
- Loss of metered water up to £500 caused by an insured event
- Electrical power surge up to £1,500 any one occurrence and up to £3,000 any one period of insurance
- Full cover available for Buildings including Fixtures and Fittings rather than "shell only" cover provided by many overseas insurers
Additional Contents Cover
- Money in the home up to £250
- Pedal cycles in the home up to £500
- Sports equipment in the home up to £2,500
- Replacement locks and keys if your keys are lost or stolen up to £500
Liability Cover
- £5m Public Liability cover to protect against compensation claims from third parties
- £1m Employers Liability cover to protect against compensation claims from domestic staff
UK based call centre, English policy wording, bi-lingual loss adjusters and high levels of policy cover extensions se this cover apart from other local insurer options.
Please ensure that you review the holiday home insurance documentation before you take out a policy to ensure that it fulfils your specific insurance requirements.