Customer Area

Economy Holiday Home Insurance

Holiday Home

Our Economy Holiday Home insurance policy is exclusively available via MyInsurance and offers quality insurance for holiday homes and second homes within Europe that are owned by EU Nationals.

Links to important policy documentation are provided below:

Key Benefits of the Economy Holiday Home Insurance

  • No visitation clause i.e. no need to inspect regularly
  • Accidental Damage cover available (other than damage caused by tenants)
  • £1m Public Liability and Employers Liability cover to protect against compensation claims from third parties and domestic staff
  • No need to drain water system in many regions of Spain, Portugal, Greece and Cyprus
  • Full cover available for Buildings, Fixtures and Fittings rather than "shell only" cover provided by many overseas insurers
  • UK based call centre, English policy wording, bi-lingual loss adjusters and high levels of policy cover extensions

The Economy policy provides very comprehensive core cover for your home, its contents and your liability insurance requirements but if you require additional cover for the following items then our "Standard" or "Superior" holiday home insurance schemes may be better suited to your requirements:

  • Loss of Rent cover following insured damage (e.g. if you let your property out to third parties)
  • Emergency Travel Cover following insured loss or damage
  • Personal Accident Cover following a fatal injury at the holiday home
  • Damage to underground services and/or loss of metered water or oil
  • Damage caused by power surges/short circuiting
  • Cover for garden furniture, trees, plants, shrubs and/or contents of outbuildings

Please ensure that you review the holiday home insurance documentation before you take out a policy to ensure that it fulfils your specific insurance requirements.