Italian Holiday Home Insurance

Ensure your Italian retreat is secure with comprehensive holiday home insurance. We provide an easy way to compare quotes from leading insurance providers, helping you find the right coverage at the best price.

Enjoy peace of mind knowing your property in Italy is protected, whether you're relaxing there or away.

Protecting your investment shouldn't be complicated. We simplify the process of finding the perfect insurance by bringing together quotes from trusted Italian holiday home insurance specialists. Compare policies and discover the coverage that fits your unique needs, allowing you to fully enjoy your time in Italy with complete confidence.

MyInsurance products are specifically designed for overseas holiday home owners and provide cover that standard home insurance policies will not include.

We can also offer home insurance for British expatriates living overseas.

Many insurance companies will not offer insurance for overseas holiday homes due to the additional insurance risks associated with holiday homes, for example:

• Holiday homes may present a higher insurance risk for Public Liability insurance because:
  • The owner of the holiday home is often absent when guests or visitors are on the premises
  • There can be more guests/visitors to an overseas holiday home than a normal home
  • Overseas holiday homes often have swimming pools which present greater insurance risks/hazards
• Many overseas holiday homes are unoccupied during the week and/or for extended periods of time during the winter which means that:
  • They can be at greater risk of burst pipes, theft and/or malicious damage/vandalism
  • If there is a flood or fire, the damage to the holiday home can more severe as it can take longer for the fire brigade etc to be notified and the crisis dealt with

MyInsurance specialist insurance for overseas holiday homes is different from ordinary home insurance in a number of ways as it can also include:

• Public Liability
  • Insurance for injury to guests or other third parties or damage to their property e.g. if there is an accident at the overseas holiday home for which you are legally liable
• Employers Liability
  • Insurance for any domestic staff/contractors you employ (whether on a full time, part time or unpaid work basis) e.g. if you are found legally liable for injury to cleaners whilst they are working at the overseas holiday home
• Swimming Pool Cover
  • Inclusion of swimming pools for the same cover as the main buildings insurance as well as compensation for loss of use following damage to the pool
• Theft
  • Including insurance for Theft of contents even whilst occupied by guests
• Loss of Rent
  • Cover for loss of overseas holiday home rental income e.g. following a fire, theft, flood etc
• Alternative Accommodation Costs
  • Cover for additional costs if alternative accommodation needs to be arranged following an incident
• Accidental Damage Cover
  • Accidental damage insurance for overseas holiday homes (both buildings and contents) including where let out on a commercial basis
• Legal Expenses
  • Insurance in the event of a legal dispute

However, the true value of the overseas holiday home insurance product you choose is only fully recognised when a claim is made. In particular, anyone who wants to insure their overseas holiday home with us can benefit from:

• UK based claims centres with English speaking staff
• Straightforward policy wordings written in English
• Where applicable, English speaking staff liaising with overseas loss adjusters
• Dealing with specialists in the UK holiday home market