Bicycle Insurance

• You could pay less than £25 for bicycles valued up to £1500*
• Compare 15+ schemes
• Quotes from UK insurance providers
• One short form – save time & money

Buying a bicycle can be a significant financial investment and it is important to ensure that you can compare bicycle insurance quotes so that you can compare the best prices for the level of insurance cover you need.

Enter your details now to get quotes from 15+ leading bicycle insurance providers, all in one place. Join other consumers who have found that they can save money on their bicycle insurance when using this quote comparison facility .

Some top of the range bicycles now retail for more than £10,000 and, with over 300,000 bicycles being reported stolen each year an estimated further 500,000 bike thefts going unreported, it is more important than ever that you secure the suitable bicycle insurance to suit your specific requirements.

Bike insurance premiums can be substantial and comparing quotes from more a panel of leading bicycle insurance providers means that you can compare prices and compare cover to ensure you obtain the bike insurance cover you require at a price to suit. You can compare bicycle insurance quotes online in a matter of minutes and start saving on your premiums today.

The panel of leading UK based insurance specialists mean that finding cheap bike insurance has never been easier!

Home insurance in the UK typically includes two core areas of cover, one of which covers the home buildings structure, and one of which covers the home contents. Homeowners can choose to buy both from the same provider or buy the policies separately from different providers, and the simplest way to establish what is best for you is to compare home insurance quotes for both Buildings and Contents insurance.

Bicycle Insurance Core Cover Sections

Bicycle insurance usually offers the following core areas of cover:

• Bicycle Accidental Damage Insurance – this cover is standard for most policies and provides insurance for accidental damage to the bicycle. How much and under what circumstances this damage occurs can differ greatly between insurers.
• Bicycle Theft Insurance – this cover is generally included as standard provided your bike is safely and securely stored at an agreed location or locked with a suitable bike lock.

Bicycle Insurance Cover Extensions and Optional Extras

Bicycle insurance providers tend to also offer a wide range of optional cover. For example:

• Personal Accident Insurance – cover can be offered to include compensation in the event of accidental death, loss of sight, loss of limbs and other serious injuries that could happen to you as a result of an accident whilst riding your bike.
• Bicycle Commuting Cover – cover can be offered to include commuting if you use your bike to get into work.
• Bicycle Competition Cover – cover can be offered to include cycle races, competitions and/or triathlons which can include additional cover if your cycle is damaged or lost during a race.
• Bicycle Accessories Cover – cover can be offered to include cover loss or damage to a range of cycle accessories including helmets, bike locks and even cycle clothing.
• Bicycle Third Party Liability Cover – cover can be offered to include legal costs or damages you may be liable to pay if you cause an accident or injury whilst riding your bike.
• Bicycle Legal Expenses Cover – cover can be offered to include your legal costs, including court costs and solicitor fees if you need professional help or advice as a result of a legal dispute.

Cover can vary between different bike insurance policies and providers which is why you should always compare bike insurance cover when you compare bike insurance prices.

*51% of customers with a bicycle valued up to £1500 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd during December 2024 were quoted less than £25.27. Using the same calculation for bicycles valued between £1500 and £3000 gave a figure of £51.59 and for bicycles valued over £3000 gave a figure of £103.18. The quote price you could achieve is dependent on your individual circumstances.

Bicycle insurance quote comparison service provided by Seopa Ltd, registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, 5th Floor Link Building, Adelaide Exchange, 24-26 Adelaide Street, Belfast, BT2 8GD. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA).