Pet Insurance

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Pets can bring much joy to life and many would consider them a part of the family so it is important to ensure that you can pet home insurance quotes so that you can compare the best prices for the level of pet insurance cover you need.

Enter your details now to get quotes from over 15+ leading pet insurance providers, all in one place. Join other consumers who have found that they can save money on their pet insurance when using this quote comparison facility.

With the average cost of an out-of-hours vet appointment costing in excess of £250 in the UK, pet owners can be left with hefty bills should they get caught without insurance. This cost excludes treatment, which depending on your pet’s injuries or illness has the potential to cost you thousands.

Comparing quotes from more than 15 leading pet insurance providers means that you can compare prices and compare cover to ensure you obtain the pet insurance cover you require at a price to suit. You can compare pet insurance quotes online in a matter of minutes and start saving on your premiums today.

The panel of 15+ UK based insurance specialists mean that finding cheap pet insurance has never been easier!

Pet Insurance Cover Sections

UK pet insurance usually offers the following areas of cover:

• Accident Only Pet Insurance – this type of policy usually only covers medical expenses that you incur when your pet is injured in an accident. For that reason, it’s usually the cheapest type of pet insurance, but it does mean you’ll have to cover the cost yourself if your pet needs medical attention for an illness. Some of these accident-only policies also limit the total amount they’ll pay out for a single accident, while others might only pay out for a limited period of time after a pet is injured.
• Per Condition Pet Insurance – this type of policy tends to limit the total amount they’ll pay out for any single condition. Depending on the policy you choose the limit might be a certain amount of money, or it might cover the condition for a certain amount of time following its diagnosis. Once that time limit or monetary limit has been reached the policy usually no longer covers any expenses relating to that particular condition. Always bear in mind limits and/or conditions can vary by insurer.
• Annual Pet Insurance – this type of insurance policy gives you the flexibility to switch insurance providers if you wish, but it’s important to bear in mind that each new insurance policy you take out might become more costly than the last, due to your pet’s advancing age, and each time you take out a new annual insurance policy recently diagnosed conditions possibly won’t be covered, since they will be classed as pre-existing medical conditions because they pre-date the new policy.
• Lifetime Pet Insurance – this is often the most expensive type of pet insurance available, but also offers the most comprehensive level of cover available. Provided your pet doesn’t have any pre-existing medical conditions when you first sign up for this type of policy you will usually be covered for most types of illnesses, up to a maximum annual pay-out amount. These policies are sometimes known as annual benefit policies because they have a per-condition limit that is renewed annually along with the policy.

UK pet insurance usually offers the following areas of cover:

• Dental Treatment Cover – some policies provide cover for accidental dental care and illness. This can include tooth decay, gum disease and post-illness teeth removal.
• Annual Online Checks – some policies enable you to schedule an annual consultation with a veterinary specialist that complements any in-person vet check-ups.
• Kennel Fees Cover – some policies provide cover for kennel fees if you cannot look after your dog due to personal injury or illness that results in a hospital stay.
• Third Party Liability Cover – some policies provide cover for legal costs or damages you may be liable to pay if your dog causes an accident or injury.

Cover can vary between different pet insurance policies and providers which is why you should always compare pet insurance cover when you compare pet insurance prices.

*Price per month for cover based on a dog, Burger, one year old, no known medical conditions and up-to-date vaccinations. Based on quote data provided by Seopa Ltd during November 2024. The quote price you could achieve is dependent on your individual circumstances.

Pet insurance quote comparison service provided by Seopa Ltd, registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, 5th Floor Link Building, Adelaide Exchange, 24-26 Adelaide Street, Belfast, BT2 8GD. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA).