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Car Insurance

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  • You could save up to £515*
  • 92% of users gave an 'excellent' or 'great' rating
  • Compare deals from over 110+ schemes

Buying a car can be a significant financial investment and it is important to ensure that you can compare car insurance quotes so that you can get the best price for the insurance cover you need.

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Enter your details now to get quotes from over 110 leading car insurance providers, all in one place. 51% of consumers found that they could save up to £504.25 on their car insurance when using this quote comparison facility*.

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Car insurance premiums can be substantial and comparing quotes more than 110 leading car insurance providers means that you can compare prices and compare cover to ensure you obtain the car insurance cover you require at a price to suit. You can compare car insurance quotes online in a matter of minutes and start saving on your premiums today.

The panel of 110+ UK based insurance specialists mean that finding cheap car insurance has never been easier!

What does car insurance cover?

What your car insurance will cover will depend on the type of policy you choose. Any add-ons and extras you decide to include will also increase what’s covered under your car insurance policy.

  • Third-party only car insurance (TPO): This is the minimum level of car insurance legally required to drive on public roads in the UK. Third-party car insurance is intended to cover the costs of any injury or damage you cause to others as a result of an at-fault accident. It will not cover the cost of repairing or replacing your own vehicle.
  • Third-party, fire and theft car insurance (TPF&T): This will include standard third-party cover with the added benefit of covering your own car if it is stolen or damaged/written off as a result of fire. You still won’t be covered for your own vehicle in an at-fault accident.
  • Comprehensive car insurance: A fully comprehensive policy is the most comprehensive level of coverage a driver can take out in the UK. This level of coverage includes everything that’s covered by TPFT with the added benefit of covering repairs and replacement of your own car even if you are the at-fault driver. This type of insurance will also pay out if you’re involved in an accident with an uninsured driver, which isn’t covered by lower levels of coverage.

The type of car insurance that will be best for you will depend on your individual coverage requirements and budget. Remember to compare multiple car insurance quotes as sometimes a more comprehensive car insurance policy can be the cheaper option. You can also choose add-on options and extras to better tailor your coverage to your specific needs.

Car Insurance Cover Extensions and Optional Extras

Car insurance providers tend to also offer a wide range of optional cover. You can choose add-on options and extras to better tailor your coverage to your specific needs.

  • Legal Expenses Insurance – Can provide cover to include legal advice and legal expenses for incidents relating to uninsured drivers, non-fault claims, personal injury disputes and other specified types of disputes.
  • Breakdown Insurance – Can provide cover for costs associated with repairs and labour. Some policies may also cover accommodation costs if an emergency forces someone to spend the night in a hotel.
  • Loss of Keys Insurance – Can provide cover for locksmith expenses, replacement locks and keys, immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded.
  • Personal Accident Cover – Can provide cover for compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault.
  • Licence Defence – Can provide legal advice and help negotiating some of the most complex legal and police paperwork to help motorists to avoid making mistakes while contesting their conviction or fine.
  • Excess Protection – Can provide cover to protect your excess in the event of a claim to ensure you retain your hard earned No Claims Bonus.

Cover can vary between different car insurance policies and providers which is why you should always compare car insurance cover when you compare car insurance prices.

*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from December 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Car insurance quote comparison service provided by Seopa Ltd, registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, 5th Floor Link Building, Adelaide Exchange, 24-26 Adelaide Street, Belfast, BT2 8GD. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA).

Car insurance quote comparison service provided by Seopa Ltd, registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, 5th Floor Link Building, Adelaide Exchange, 24-26 Adelaide Street, Belfast, BT2 8GD. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA).